Saturday, March 31, 2012

Mommy Blog Expert: Curated Maternity, Baby Shower & Newborn ...

Mother & Baby



All images in this post from PetiteBox

Luxe subscription gift box grab bag-style fashion shopping sites like Little Black Bag, Umba Box, and She Said Beauty for us grown up girls that offer eclectic collections of branded products and good deals are all the rage right now.?


But what about a special place where pregnant women or new moms might go for a special treat? ? Wouldn't it be wonderful if there was a company that catered just to expectant moms and mothers with newborns providing beautifully curated monthly gift boxes of high end items valued at much more than you pay for them? Well, guess what? There is an online source, a new site which just launched called PetiteBox and it fits that description like a perfect fitting glove.? Yes, finally there is a similar shopping resource for those of us with discriminating tastes to go to for a beautiful and memorable gift that keeps giving monthly for expectant moms, baby showers, and newborns -- or maybe even for you to indulge yourself if you're expecting or for you and your child to enjoy together if you already have an infant.

To join the growing PetiteBox community all you do is register on the site. Then a lovely surprise box is sent to you filled with 4 to 7 of fine mommy and baby full-size (not sample) products each month or it can be gifted on your behalf to someone you know to enjoy. Quality products, valued at retail prices much more than your cost, are curated and designed specifically to match the recipient's stage of pregnancy (starting at week 17) or the baby's age (up to 12 months old).

At launch, the brands PetiteBox is working with include Angel Dear, Basq, Dr. Hauschka, Earth Friendly Baby, HABA, Happy Family, Lansinoh, Lotus Wei, MAM, MD Moms, Petites Frites, and Weleda. Others will be added in the months ahead.

PetiteBox Subscription Options

  • Monthly subscription $25/May be canceled any time
  • 3-month subscription $70/Auto cancel after 3 months
  • 6-month subscription $130/Auto cancel after 6 months?
  • Shipping is free and is including in above prices

Each month's selection is customized for the woman receiving it and every surprise box a recipient gets is different. So, this is a fun and thoughtful gift that will be eagerly awaited each month.

PetiteBox plans to be expanding rapidly. There will be lots of opportunities in the months ahead for expectant women and new moms to try and test some? great new and exclusive products just for you as well as to share your luxe gift box reactions with others in the group and interact with the brands that are represented.

Stay tuned to MommyBlogExpert for more news posts as this new innovative mom community develops.

Pinterest

FTC Disclosure:? I did not receive any payment or other compensation associated with this post. See complete FTC Disclosure information that appears at the bottom of MommyBlogExpert's main page and at the bottom of every individual post on this blog, including this one.

glenn miller

Thursday, March 29, 2012

Strauss-Kahn claims immunity in US sex case

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Source: http://news.yahoo.com/strauss-kahn-claims-immunity-us-sex-case-023845106.html

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Sunday, March 25, 2012

US, Turkey agree 'non-lethal' aid for Syria rebels

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Source: http://news.yahoo.com/us-turkey-agree-non-lethal-aid-syria-rebels-151407198.html

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Mouse Neuron

Image: Tina Carvalho/Getty Images

A mouse?s nerve cell has broken open to showcase vibrantly colored sacs, which house its neuro transmitters, the chemical messengers neurons use to communicate with one another and with other cells.


Source: http://rss.sciam.com/click.phdo?i=d08d8bb7226b43165c21b8c382399be8

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Saturday, March 24, 2012

Officials: Pakistani Taliban training Frenchmen

DERA ISMAIL KHAN, Pakistan (AP) ? Dozens of French Muslims are training with the Taliban in northwestern Pakistan, raising fears of future attacks following the shooting deaths of seven people in southern France allegedly by a man who spent time in the region, Pakistani intelligence officials said Saturday.

Authorities are investigating whether Mohamed Merah, the Frenchman of Algerian descent who is suspected of killing three Jewish schoolchildren, a rabbi and three French paratroopers in Toulouse this month, was among the training group, the officials said.

Merah was killed in a dramatic gunfight with police Thursday after a 32-hour standoff at his Toulouse apartment. The 23-year-old former auto body worker traveled twice to Afghanistan in 2010 and to Pakistan in 2011, and said he trained with al-Qaida in the Pakistani militant stronghold of Waziristan.

Approximately 85 Frenchmen have been training with the Pakistani Taliban in the North Waziristan tribal area for the past three years, according to the intelligence officials, who spoke on condition of anonymity because they were not authorized to talk to the media. Most of the men have dual nationality with France and North African countries.

The Frenchmen operate under the name Jihad-e-Islami and are being trained to use explosives and other weapons at camps near the town of Miran Shah and in the Datta Khel area, the officials said. They are led by a French commander who goes by the name Abu Tarek. Five of the men returned to France in January 2011 to find new recruits, according to the officials. It's unclear whether Merah was among that group.

French President Nicolas Sarkozy promised a crackdown on French citizens found to have trained in terror camps abroad.

"Anyone who goes abroad to follow ideological courses that lead to terrorism will be criminally punished. The response will be prison," he said in a campaign speech Saturday.

A senior French official close to the investigation into the shootings told The Associated Press on Friday that despite Merah's claims of al-Qaida links, there was no sign he had "trained or been in contact with organized groups or jihadists."

A militant commander, Ahmed Marwat, claimed in a phone call with the AP on Saturday that Merah was affiliated with the Pakistani Taliban in Waziristan, but provided no details. Marwat said he was part of the Jundullah wing of the Pakistani Taliban.

The claim could not be independently verified.

The Pakistani Taliban, which is closely allied with al-Qaida, has carried out hundreds of attacks in Pakistan over the past several years that have killed thousands of people. Taliban leaders say they want to oust the U.S.-backed government and install a hardline Islamist regime. They also have international jihadi ambitions and trained the Pakistani-American who tried to detonate a car bomb in New York City's Times Square in 2010.

The main sanctuary for the Pakistani Taliban is the restive tribal region along the Afghan border, especially North and South Waziristan. Despite a large military offensive in South Waziristan in 2009, the government has very little control over the area.

Western officials have been concerned for years about Muslim militants with European citizenship visiting northwestern Pakistan, possibly training for missions that could include terror attacks in Europe where they would act as "lone wolves" or on the orders of others. In 2010 alone, dozens were believed to be there.

Merah told police during the standoff that he was trained "by a single person" when he was in Waziristan, not in a training center, so as not to be singled out because he spoke French," the director of the DCRI intelligence service, Bernard Squarcini, told the Le Monde newspaper.

Merah was questioned by French intelligence officers last November after his second trip to Afghanistan, and was cooperative and provided a USB key with tourist-like photos of his trip, the French official close to the investigation told the AP.

While he was under surveillance last year, Merah was never seen contacting any radicals and went to nightclubs, not mosques, the official said. People who knew him confirmed that he was at a nightclub in recent weeks.

Merah told negotiators during the police standoff that he was able to buy a large arsenal of weapons thanks to years of petty theft, the official said.

French prosecutors said Merah filmed himself carrying out the three shooting attacks in Toulouse that began March 11.

___

Associated Press writers Jamey Keaten, Elaine Ganley and Angela Charlton in Paris and Sarah DiLorenzo in Toulouse contributed to this report.

Source: http://news.yahoo.com/officials-pakistani-taliban-training-frenchmen-184417061.html

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Fewer injuries for winning soccer teams

ScienceDaily (Mar. 22, 2012) ? All soccer players and fans know that it is better to win than to lose. Yet the fact that victory also means less risk of injury is not as obvious. New findings from researchers in sports medicine at Link?ping University have aroused great interest among Europe's elite soccer teams.

H?kan Bengtsson, a master's student in physiotherapy, has analysed data from 6272 games played by 26 of the top European clubs. The material comprises 2739 injuries and constitutes the world's largest database of its kind. The results was tabled at a regional conference on physiotherapy in Link?ping March 22.

Based on information the clubs sent to the Swedish researchers once a month, H?kan Bengtsson then examined how the injury rate is influenced by three factors:

  • the result
  • home or away match
  • type of competition

It turned out that the outcome of the match had the clearest correlation with the proportion of injuries. For teams that lost, the risk of injury was 21 percent greater than for the winning teams; in drawn games the risk was 15 percent higher.

"We have not established which is the chicken or the egg. The most likely scenario is that a player was injured during the match, which subsequently lead to a loss. The bottom line is that the clubs' medical work is vital to the results," says H?kan Bengtsson.

Bengtsson was somewhat surprised that a higher injury risk ensued for the home team than the away team. One conceivable explanation is that home teams play more aggressively coupled with longer and faster running sorties. With regard to the type of competition, Champions League matches appeared somewhat more dangerous than for the rhythm of the domestic leagues.

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The above story is reprinted from materials provided by Linkoeping Universitet, via AlphaGalileo.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://www.sciencedaily.com/releases/2012/03/120322095854.htm

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Friday, March 23, 2012

Online Dating: How About We, Skillshare To Teach Writing The ...

Although a normal portrait shot is a must for your main picture, creative strategist Scott Alden warns that "you don't want to get too far into head-shot territory." (He does note that this tends to happen more often in Los Angeles than New York.) On a related note, media director Erin Scottberg adds that "people don't smile enough" in their profile pictures.

Although a normal portrait shot is a must for your main picture, creative strategist Scott Alden warns that "you don't want to get too far into head-shot territory." (He does note that this tends to happen more often in Los Angeles than New York.) On a related note, media director Erin Scottberg adds that "people don't smile enough" in their profile pictures.

Source: http://www.huffingtonpost.com/2012/03/21/online-dating-classes-how-about-we-skillshare-profile-writing_n_1370948.html

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Watch Live TV Entertainment, Online Sports Channels ,Free TV ...

Glee is an musical comedy drama about a group of eager television series that airs on Fox in USA, and on GlobalTV in Canada. It focuses on the high school glee club New Directions competing on the show choir competition circuit, while its members deal with relationships, sexuality and social issues
With originals, GLEE is this season's No. 1 scripted hour among Adults 1.-4., Adults 1.-34 and Teens. The series boasts critical acclaim, a die-hard fan base, two Grammy Award nominations, 2 Platinum and 3 Gold albums, more than 33 million downloads, 2 sold-out concert tours, a blockbuster 3D movie, Four Emmy Awards and three Golden Globes, including the award for Best
Watch Glee latest Video >>

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Watch Glee, download Glee, online Glee, stream Glee, live Glee,Fox TV Glee, Glee season 3, Glee musical comedy drama, Glee comedy songs download, Glee music, Glee episodes

Source: http://livetvpk7.blogspot.com/2012/03/live-glee-season-3-fox-tvwatch-glee_22.html

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Monday, March 19, 2012

Procuring Home Equity Loans | Spot The Fox

March 19th, 2012 by admin Leave a reply ?

house money 187x250 Procuring Home Equity LoansHome equity is the difference between mortgages and the current market value. It has a zero rate of return and is not liquid. In home equity loan the borrower utilizes the equity as collateral. These loans are essentially advantageous as they are able to provide individuals with larger finances. In a home equity loan a lien (security interest that is laid against an item of property) is created with the borrower?s house.
Home equity loans can be held by first, second and third positions deeds. But in order to get a good loan it is necessary to have a good credit history so as to enable an individual to get a good value loan.

Types of Home Equity loans
There are two types of equity loans:
??? ?Closed end home equity loans
??? ?Open end home equity loans

In closed end home equity loans an individual receives a large some of finance in just one loan. He/she is not entitled to get any further loans after this sum has been paid to the borrower. As the name suggest ?Closed end? which means that the borrower doesn?t have a specified period of getting the loan, but just a particular time upon signing the agreement of the loan. The loan amount that an individual can get depends upon the credit history and the collateral of the person. These types of loans have a fix rate of amortization and have to be paid up in the period of fifteen years. Since the borrower has taken a large sum of loan he has to return the sum at the end of the period which is also called balloon payment.

In Open end home equity loan the borrower get a specified amount of the loan over a period of time. This specified period of time is called home equity line of credit (HELOC) as the time period for this loan is not specified. However the lender sets a specific credit line for the borrower based upon the equity in the property. Similar to closed ended equity loan the person can get 100% of the value paying it back after a specified period of time. The time period for this type of home equity loan is up to 30 years. The interest rate can vary depending on the suitability of the loan as the borrower can base the rate of interest on the prime rate or margin.

Advantages and disadvantages of home equity loans
Advantages of the home equity loans include:-
??? ?Home equity loans enable a borrower to take a large sum of money which can help in debt consolidation
??? ?The period of returning the loans is more flexible than other loan periods.
??? ?The home equity loan enables leads to decrease accumulation of debts.

There is only one disadvantage regarding equity home loans, which is people are not able to maintain a good credit history which might lead to further accumulation of debts.

Therefore home equity loans are one of the easiest loans that borrowers can procure as it enables easy payments in terms of the rate of interest.

Posted in Finance

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Source: http://www.spotthefox.com/finance/procuring-home-equity-loans/03840

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How to Complete the Sales Contract When Selling By Owner

The sales contract might be a critical document used in the sale of your home. Once you?ve received an acceptable offer from the buyer, the two of you will likely then sign a fsbo sales contract agreeing towards the offer. Generic for sale by owner sales contracts can be purchased from a major office supply store like Office Depot, Office Max, or Staples. If you happen to be using a real estate attorney, they can also put together a for sale by owner sales contract for you. Understanding the sales contract is vital for a successful real estate deal.

Essentially, the purpose of the for sale by owner sales contract is usually to outline key bits of information from the housing transaction. These are: the property that is being sold, the name of the buyer, the particular seller, the amount the client will pay, and the date that this title and money will be exchanged.

At first look, a for sale by owner sales contract seems to be a complex document. If you realize each section singly, the document overall will make more sense.

In the first section of the fsbo sales contract, there will be a legal description and physical address of your property. The legal description increases the country government a way to identify your property in the event that the street address changes. The legal description of your property will always be the same.

The subsequent section covers the retail price of the home and the method in which the buyer will be buying the home. Most often, a home financing loan is the method of payment. This section details out your amount of the deposit, earnest money deposit, and house loan amount. The name with the escrow agent who will contain the earnest money deposit can be listed.

Many of the pages in the for sale by owner sales contract are contingencies that ultimately ask a series of suppose questions. In the event which a contingency occurs, the purchaser and seller can reference the sales contract to determine what action, if any, must be taken.

Inspections that this buyer can request will also be included in the for sale by owner sales contract. There are generally three clauses for inspections for general inspection, one for roof inspection, and one for termite inspection. The clauses stipulate that the seller has to pay to mend any items that fail inspection. The buyer and seller may also agree to the property on the market ?as is.? This eliminates the requirement of inspections or repairs.

The closing date is documented inside the for sale by owner sales contract. This date is usually from 30 to 45 days following your sales contract continues to be signed. It can be longer to give you time to move.

When there is any part of the for sale by owner sales contract that you don?t understand, you can examine it with a real estate attorney to obtain clarification. You should not sign the for sale by owner sales contract unless you agree with the terms or tend not to completely understand what you are agreeing to.

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Source: http://www.forbearrance.com/how-to-complete-the-sales-contract-when-selling-by-owner/

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Sunday, March 18, 2012

Toastmasters: A Surprisingly Effective Small Business Networking ...

Small business networking. Does the very idea give you a heavy feeling in the pit of your stomach? If so, you?re not alone. Many small business owners are put off by the idea of networking.

But let?s face the fact networking is an important tool for small business success. Even if you have the best product or service, with the lowest price possible, if nobody knows about it then you won?t sell anything.

Joining a networking group can actually be fun and beneficial if you choose the one that works best for you and your business. This is where Toastmasters comes in.

You might think that Toastmasters is just for public speaking. Well, the fact is that although public speaking is the main focus of Toastmasters, it?s also a darn good place to network. There are some surprisingly effective networking benefits when you join Toastmasters. Let me elaborate.

For one thing, Toastmasters is recognized as a leadership building tool, so the people you will meet in your local Toastmasters group make great small business networking contacts. Public speaking is all about learning to speak eloquently and without fear while utilizing listening skills in order to recognize and react to another speaker?s body language ? thus gaining a deeper insight and understanding of their unspoken needs. In business, this knowledge is often worth its weight in gold.

At the same time, you will get practice in speaking well in many different settings, while learning how to recognize other people?s body language and to use that knowledge to your advantage. And in any business, especially sales, knowing how to read other people is very useful. You get all of this while mingling with other individuals who might need your services or products, or who might refer you to someone else who does.

Giving speeches not only hones your public speaking skills, it also gives you the opportunity to speak about your business! You can use your time to your advantage by choosing a business topic for your speech. You are now ?sharing? your business and improving your skills in one smooth move!

Doing it this way is a breeze: you no longer have to feel like you are talking to someone at a networking event who is not interested in you. Your Toastmasters colleagues are there for you; they rooting for you. You are just telling your co-members of Toastmasters what you doing for a living. Selling and mingling at the same time!

Although there is a membership fee to join Toastmasters, it is a good investment when you consider the potential enormous return in the end. Toastmasters chapters are available all throughout the United States and Canada.

Learn more about small business networking groups. Stop by Barbra Sundquist?s home business website.

Source: http://spinpad.net/artdir/2012/03/18/toastmasters-a-surprisingly-effective-small-business-networking-group/

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Saturday, March 17, 2012

New Link Building Strategies | Internet Marketing For Newbies

Home ? Internet marketing

Written By: Sylvester Lee?on?March 16, 2012 2 Comments

Given that link building tends to be a time-consuming process, lots of site owners will hire a service to get it done on their behalf. This means that you need to work at building up your site to consider advantages of the possibilities having a domain affords you. These methods of contextual link creating are very effective because the client can receive results in less than Twenty four hours.

Link evaluation looks at what those sites are along with the anchor text being used for each link. Be sure that you realize the terms of service for each site that you participate in. The larger the page rank of a link will increase your ranking.

Make an effort to to enlist the help of a mentor that can provide you a easy system to follow along with and have proven results in this field themselves. Nevertheless, it would be a sensible idea to delegate this important process to the experts, so that you may be focused on the core regions of your business management. What this means is the SEO hyperlink service works towards promoting your page?s performance.

Link building is among the most effective marketing strategy you can utilize for your enterprise. It will help your web site at the top of the search engine rankings. The higher the rank of your web site to the Google rankings the bigger revenue you might get. It may generate you more visitors to your website and it can help you promote your website effortlessly. Another online marketing strategy you can utilize is the email marketing. Email marketing is probably the most effective online strategy you may use. Around the subsequent paragraph ill be talking about how email marketing can help you promote your business.

Creating a good email marketing campaign demands three things: a good offer, good composing, and a great plan to obtain people clicking on. During your overall performance, when suitable such as between sets, invite your followers to drop a company card within along with their suggestions and let them know you will be adding them to your own list for email updates. Remember that this particular needs to be an attractive, exciting, and informative landing page.

E-mail is used like a marketing technique by businesses for a cause: It works. Email Marketing is among the most cost effective ways to contact prospects as well as customers. Email marketing has confirmed over and over to be a great method to reach out to new as well as existing customers in order to develop or renew your romantic relationship with them.

Marketers sometimes fall into the actual trap associated with forgetting to transmit out content material and they just send out sales letters. So don?t get frustrated if you?re not viewing sales instantly from your initiatives. Then you can send a number of newsletter that consists of high quality content material that can help customers to move one step closer to their final goal.

Learn more about link building. Stop by Sylvester Lee?s site where you can find out all about email marketing service and what it can do for you.

Tags: Internet marketing

Source: http://articles.buildabetterbusinessonline.com/new-link-building-strategies/

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Walmart to start selling new iPad at 12:01 a.m.

8 hrs.

Not feeling like lining up at an Apple Store for the new iPad? Walmart's 24-hour stores will start selling the least expensive version of it at 12:01 a.m. Friday, eight hours before Apple Stores open around the country.

One version, the 16GB model retailing for $499 will be available (in black or?white) for the early purchasers at Walmart.

"A limited supply of the new iPad will be available at your local 24-hour Walmart," a company representative said in an email to DailyTech.?"Other retailers? doors don?t open until 8 a.m. local time, so you can get to work on time and beat the rush by coming to Walmart."

Apple said this week its stores will open at 8 a.m. Friday, two hours earlier than normal, expecting a crush of iPad buyers.

Other retailers that will have the new iPad Friday include Best Buy, Target, Radio Shack and Sam's Club.

Walmart pushed its opening time ahead of other retailers last November for Black Friday, when it kicked off some of its sales at 10 p.m. on Thanksgiving Day, rather than at midnight.

--

Check out Technolog, Gadgetbox, Digital Life and In-Game on?Facebook,?and on Twitter, follow Suzanne Choney.

Source: http://www.gadgetbox.msnbc.msn.com/technology/gadgetbox/walmart-start-selling-new-ipad-12-01-m-457966

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Friday, March 16, 2012

Iran cut off from global financial system

FILE - A currency exchange bureau worker counts US dollars, as Iranian bank notes are seen at right with portrait of late revolutionary founder Ayatollah Khomeini, in downtown Tehran, Iran, in this Wednesday, Dec. 21, 2011 file photo. The SWIFT financial transaction service says it's cutting ties with Iranian banks that are subject to European sanctions. In a statement Thursday, March 14, 2012, SWIFT, the banking hub crucial to oil, financial transactions and other trade, said the EU decision "prohibits companies such as SWIFT to continue to provide specialized financial messaging services to EU-sanctioned banks," and the company was forced to act. (AP Photo/Vahid Salemi, File)

FILE - A currency exchange bureau worker counts US dollars, as Iranian bank notes are seen at right with portrait of late revolutionary founder Ayatollah Khomeini, in downtown Tehran, Iran, in this Wednesday, Dec. 21, 2011 file photo. The SWIFT financial transaction service says it's cutting ties with Iranian banks that are subject to European sanctions. In a statement Thursday, March 14, 2012, SWIFT, the banking hub crucial to oil, financial transactions and other trade, said the EU decision "prohibits companies such as SWIFT to continue to provide specialized financial messaging services to EU-sanctioned banks," and the company was forced to act. (AP Photo/Vahid Salemi, File)

BRUSSELS (AP) ? Dozens of Iranian banks were blocked from doing business with much of the world as the West tightens the financial screws on a country it wants to prevent from developing nuclear weapons.

The Belgium-based company that facilitates most international bank transfers on Thursday took the unprecedented step of blocking 30 Iranian banks from using its service. The move is likely to hurt Iran's all-important oil industry and make it difficult for citizens to receive money from relatives living abroad.

The move by the Society for Worldwide Interbank Financial Telecommunication, or SWIFT, is part of a broader effort by Western nations to isolate Iran financially and force it to demonstrate that it is not trying to develop nuclear weapons. Iran says that its nuclear program is for peaceful purposes only, but officials in many other countries believe otherwise.

SWIFT said it was forced by recent European Union sanctions to discontinue service to the Iranian banks beginning Saturday. SWIFT is a secure private network used by nearly every bank around the world to send payment messages that lead to the transfer of money across international borders.

The chief executive of SWIFT, Lazaro Campos, described the move as "extraordinary and unprecedented."

"It is a direct result of international and multilateral action to intensify financial sanctions against Iran," he said.

There was no immediate reaction from the Iranian government or the banks involved. Not all Iranian banks are subject to EU sanctions, and oil experts say there will be ways for Iran to sell oil without using SWIFT.

Still, blocking Iranian banks' access to SWIFT is "tightening the noose" on Iran, said Ali Ansari, an expert on the Middle East at the London-based Chatham House think tank.

Sanctions long in place have failed to convince Iran to return to nuclear talks; the EU, which imports about 14 percent of Iran's oil, plans to institute an embargo on Iranian oil in July.

The regime has been able to withstand these sanctions in part because high global oil prices have provided Iran, the world's third largest exporter, with record oil revenues. Iran exports 3.5 million barrels of oil per day, about 4 percent of the oil consumed in the world. Last year, Iran generated $100 billion in revenue from oil, up from $20 billion a decade ago, according to IHS CERA, a consulting firm.

Iran is expected to continue to sell to India, China and other major oil customers that are not participating in the EU embargo.

But by forcing SWIFT to expel Iran, Western nations are trying to make it more difficult for Iran to sell oil even to willing customers. A single oil tanker can hold $100 million worth of oil, making electronic bank transfers crucial.

Analysts expect Iran to try to skirt the sanctions in a few ways. It may exchange oil for cash, gold or other commodities directly. It may try to mingle its oil with oil from other countries in international terminals and pipelines to mask its origins. It could get help from the central banks of countries friendly to Iran.

"Throughout the history of the oil trade, someone always gets around trade embargoes one way or another," said Jim Ritterbusch, a veteran oil trader and analyst.

Also, Iranian banks that have not been sanctioned by the EU could sell oil.

Analysts say by reducing the number of customers for Iranian oil and making it more difficult to pay, Iran will be forced to accept a lower price for its oil and likely be unable to sell all that it hopes to.

Judith Dwarkin, chief energy economist at ITG Investment research, said Spain and Japan are already reducing Iranian imports and Europe's large oil companies have also cut back ahead of the July deadline. Iranian oil shipments have already slipped in recent months. In February they fell to a 10-year low, according to the International Energy Agency.

Saudi Arabia has said it would increase production to make up for any shortfall resulting from the sanctions. Still, analysts say that will likely drive up prices because it will reduce the amount of wiggle room ? called spare capacity in the industry ? that the world's oil producers have to make up for shortfalls elsewhere.

Oil markets were largely unaffected by Thursday's announcement; traders had already pushed prices higher in recent weeks in anticipation that Iranian supply would be disrupted. Analysts say these worries have made oil $10 to $20 per barrel more expensive than they otherwise would be. In New York. Oil settled at $105.11 per barrel Thursday.

Washington and allies Britain, France and Germany have taken a tough approach toward Iran over the nuclear issue but have run into resistance from Russia and China. The six nations have agreed to meet with Iran to negotiate a solution, but East-West disagreements within the group are greater than ever. Talks between the seven nations ended in failure more than a year ago in Istanbul, Turkey.

SWIFT facilitates not only large bank-to-bank transfers, but small ones as well, which could lead to unintended consequences. Many Iranians, including opponents of the current regime, live abroad and send small amounts of money to their families in Iran back home on a regular basis.

Mark Wallace, a former U.S. ambassador to the United Nations who heads a group called United Against Nuclear Iran, wants all Iranian banks to be included in the sanctions.

"We should not be allowing any Iranian banks access to the international markets," he said. Still, he said, the sanctions are already having "real bite," by crimping oil exports, leading the devaluation of Iranian currency, and making it harder for companies and Iranian elites to move money.

"The Iranian banking system is embattled," he said.

___

Jonathan Fahey reported from New York. Chris Kahn contributed to this story from New York. Follow Don Melvin on Twitter at http://twitter.com/Don_Melvin and Jonathan Fahey at http://twitter.com/JonathanFahey .

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-03-15-SWIFT-Iran/id-1d05f0d968bd474fb8e7d599f0f2484e

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The Advantages Of Physical Therapy ... - New Health and Fitness


New Health And Fitness.Org - Health Information You Can Use

Anyone that is struggling to deal with and overcome any type of injury or medical issue is known to have quite a few struggles along the way. There are many issues and injuries faced that can be completely draining and require a guided focus on making sure rehabilitation is successful. People managing this particular need should know the advantages of physical therapy Cambridge MA.

Physical therapy is the medically guided process of helping people recover from various injuries and medical conditions. This is typically the process that is performed when strength and energy levels are drained and physical complications exist within the patient. Most patients that undergo this process find that their recovery process is much more effective and efficient.

Residents of Cambridge MA are fortunate to have plenty of professionals available whenever they need this process. This is often seen as being very confusing when trying to decide upon which one to use for the best results. The advantages of undergoing this process initially help anyone make the best decision possible.

One of the primary perks of this particular process is the ability to have all plans specifically catered to the needs of the patient. These are often processes that are unique to each person which is able to be tailored as needed. This helps ensure that any plan is as focused and specific as possible.

Another benefit of this process is the ability to regenerate and build upon deteriorating or damaged muscle mass. The activities performed by professionals are typically focused on rebuilding strength and energy to help the consumer overcome their issues. This provides the foundation for getting life back to normal.

Physical therapy Cambridge MA is finally known to be cost effective. Patients are often able to use their medical coverage to pay for each session of treatment that is undergone. This often makes sure that patients readily afford what is needed for their recovery process. physical therapy cambridge ma

Find out more about physical therapy cambridge ma at our website

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Source: http://newhealthandfitness.org/2012/03/14/the-advantages-of-physical-therapy-cambridge-ma/

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Thomas Cook may consider ?400m plan | Nicosia Business Review ...

The chairman of Thomas Cook
has received a proposal by a group led by two leisure industry veterans and backed by some shareholders of the travel operator to inject ?400m into the company.

Representatives of the group met chairman Frank Meysman two weeks ago in a two-hour meeting, people with knowledge of the talks said.

The group told Mr Meysman it had commitments from existing shareholders and outside investors for a ?400m pot to support a rights issue and an injection of working capital into the business.

The plan has the support of Invesco, its second-largest shareholder with 10.44 per cent, and several other shareholders, two of the people said.

However, the plan was rejected after the meeting and the group had stopped work on it, one of the people said.

A third person with knowledge of the talks said the Thomas Cook board had been informed of the approach. And while the company viewed the plan as not fully developed, it might explore it further, the person added.

The group of investors includes travel industry veteran Terry Fisher, formerly of Airtours who sold tour operator Gold Medal to Thomas Cook in 2008 and ran its scheduled business before resigning in 2010.

Other backers include Clive Jacobs, who founded leisure car rental business Holiday Autos and is owner and chairman of Travel Weekly Group.

The plan envisages the individuals providing some of the fundraising. With its market value at ?199m, those backing the ?400m fundraising would be in line to own around two-thirds of the company.

Thomas Cook has taken on financial adviser John Short, who worked on the restructuring of MyTravel in 2004.

The travel group is continuing its search for a chief executive, but the company is not expected to make an announcement soon. Under the shareholder backed proposal, Mr Fisher and Mr Jacobs would be co-CEOs.

Bid talk and expressions of interest for parts of the business, as well as an analyst?s upbeat comment, triggered sporadic jumps in the company?s share price in recent weeks.

Last month its interim chief executive Sam Weihagen said the travel operator should focus on fewer holiday destinations if the high street tour operator was to turn round its struggling UK business.

The comments came as the company announced it would put its Indian business up for sale ? in which the London-listed business has a 77.1 per cent stake ? as it tries to reduce its net debt of about ?900m through disposals. At the same time, it announced a first-quarter loss of ?91m, double the ?37m loss a year earlier.

During January, the share price hovered around 15p. Yesterday, it closed at 22.75p, down 0.5p.

All parties declined to comment.

Additional reporting by Kate Burgess

Source: http://nicosiamoneynews.com/2012/03/15/thomas-cook-may-consider-400m-plan/?utm_source=rss&utm_medium=rss&utm_campaign=thomas-cook-may-consider-400m-plan

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Thursday, March 15, 2012

Pets Removed From NW Indiana Home Deemed Unfit For Human ...

Lake County Sheriff's officers removed two cats, three dogs and a Macaw from a home near Crown Point, Ind., on March 14, 2012, due to conditions deemed unfit for human habitation. (Credit: CBS)

Lake County Sheriff?s officers removed two cats, three dogs and a Macaw from a home near Crown Point, Ind., on March 14, 2012, due to conditions deemed unfit for human habitation. (Credit: CBS)

CROWN POINT, Ind. (CBS) ? Police in Crown Point, Ind., made a disturbing discovery Wednesday inside a home where neighbors had complained they?d been attacked by animals.

CBS 2?s Pamela Jones reports that pet after pet was carted out of the house and police said no one should have been living in the conditions they had found inside.

Police removed two cats, three dogs and a blue and gold Macaw from the house at 10705 Lane St. Police and neighbors said the home is falling apart.

Rachel Brown described the home as ?horrendous.?

Tracy Heiser said, ?I don?t even think I have a word for it.?

A host of Lake County Sheriff?s officers and health officials converged on the home Wednesday, armed with a search warrant, gas masks, and other protective gear ? clearly prepared for the worst.

They had to force their way in to find the animals and carry them out one by one.

?The animals chased my children all the time. We called the police,? Heiser said.
7
Officers said you didn?t even have to get close to the house to tell it was a total mess.

The homeowner apparently didn?t have running water, so she used dozens of jugs of water.

Now, the home has been marked unfit for human habitation. When you step inside, there?s a stench of ammonia, and you can see straight through to the rafters.

Officers found urine-soaked floorboards and standing water ? conditions they said no animal or human should have to withstand.

Lake County Sheriff?s Detective Michelle Dvorscak said, ?There were concerns, because there?s holes in the roof. So if it rained, it was raining into the residence. If it snowed, it was snowing into the residence.?

The house was in such bad shape, the homeowner was apparently flushing raw sewage into the yard. She hasn?t been charged yet. Police want to meet with her Thursday to get her help.

Source: http://chicago.cbslocal.com/2012/03/14/pets-removed-from-nw-indiana-home-deemed-unfit-for-human-habitation/

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Wednesday, March 14, 2012

Samsung Finally Pushes Ice Cream Sandwich To The Galaxy S IIs Of The World

Screen shot 2012-03-12 at 11.08.30 PMWell, after a bit of a false start, Samsung finally seems to have done it. According to a new blog post on the official Samsung Tomorrow blog, the Korean consumer electronics giant has finally begun to push their Ice Cream Sandwich update out to the Galaxy S IIs of the world. And with that, Galaxy S II owners began once again to feel the love. Or at least, most of them did. The update in question is meant for international spec Galaxy S II (the GT-I9100), so State-side owners of a AT&T/T-Mobile Galaxy S II or a Sprint Epic 4G Touch won't be joining in the official fun just yet.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/o1wiwUNSEhg/

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PHOTOS: See Kim Kardashian with Blonde Hair!

Kim Kardashian steps out in a bleach-blonde wig! Plus, see more of your favorite celebs on the scene!

Source: http://www.ivillage.com/star-snapshots-celebrity-photo-gallery/1-b-75638?dst=iv%3AiVillage%3Astar-snapshots-celebrity-photo-gallery-75638

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Tuesday, March 13, 2012

Risk Management Advice for Social Media | The State of Security

Are you and your employees as risk averse when engaging in social media as you are with conducting business? The two don?t seem to go hand in hand as many people are far more liberal with their personal brand and then subsequently their social media brand in social spaces such as Facebook and Twitter.

?People on social networking have to take into consideration what might other people think about what I?m putting up. How might other people use this both for and against me? And make a conscious risk based decision as to whether or not what they want to post is actually worth posting,? said Ira Winkler (@irawinkler), Chief Security Strategist for Codenomicon.

At the 2012 RSA Conference in San Francisco, Winkler gave a presentation about the dangers of social media. While the examples he presented were well known (e.g., Star Wars Kid and Weinergate), Winkler wasn?t trying to scare people into no use of social media, but rather prescribe responsible use. We need to give our use of social media thought and attention just like we would any other form of communications, Winkler said.

Winkler?s advice was for all, but he warned that social media behavior trickles to business use.

?What people do individually they will do at their company,? said Winkler. ?If they don?t think with their private postings they?re not going to think with their work related postings.?

Businesses have to train people to have common sense, but people can?t have common sense if they don?t have common knowledge, said Winkler. And more importantly, even if they do build that common sense, people lose their filter over time. You need to be vigilant about social media use both personally and for your business.

Stock photo of social media button courtesy of Shutterstock.

This post was written by?

David Spark has contributed 107 posts to The State of Security.

Contact David Spark

David Spark is a veteran tech journalist and founder of Spark Media Solutions, a media consulting and production company. Acting as the "media" of "social media," Spark Media Solutions helps its clients be seen as leading voices in their field through brand-quality media production and distribution through top tier media channels.


Source: http://www.tripwire.com/state-of-security/it-security-data-protection/risk-management-advice-for-social-media/

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Asia military spending to pass Europe in 2012: think-tank

Military spending in Asia will top that in Europe for the first time this year, a London-based think-tank said Wednesday in its annual assessment of the strength of the world's armies.

The International Institute for Strategic Studies (IISS) said shifts in global economic power were increasingly reflected in military spending.

"Since the financial crisis in 2008, there has been a convergence in European and Asian defence spending levels," IISS Director-General John Chipman told a news conference to launch the "Military Balance 2012" report.

"While per capita spending levels in Asia remain significantly lower than those in Europe, on the current trend, Asian defence spending is likely to exceed that of Europe, in nominal terms, during 2012," he said.

China leads the way in Asia and is engaged in a modernisation programme of its forces and military hardware financed by its rapid economic development, the report says.

Defence budgets in Europe meanwhile have been cut as a result of the economic crisis, with Britain -- which has the biggest in Europe -- imposing cuts of up to 30 percent.

"In Europe, defence budgets remain under pressure and cuts continue to procurement programmes, equipment holdings and defence organisatons," Chipman said.

"Between 2008 and 2010, there have been reductions in defence spending in at least 16 European NATO member states. In a significant proportion of these, real-term declines have exceeded 10 percent."

He said the effect of the cuts in European defence budgets was illustrated in last year's campaign in Libya, "which highlighted existing gaps in targeting, tanker aircraft and intelligence, surveillance and reconaissance."

The United States, though its position as the world's military superpower is unchallenged for now, has cut back and reorientated its spending on defence, the IISS points out.

US military spending in 2011 was $739.3 billion compared to $89.8 billion in China.

The US defence budget alone far exceeded the combined total of the 10 other biggest spenders.

Source: http://www.spacewar.com/reports/Asia_military_spending_to_pass_Europe_in_2012_think-tank_999.html

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Monday, March 12, 2012

Getting the Right Home Lighting | Home Remodeling and DIY Home ...

Light plays a major function in many different aspects of our lives. For instance people with Seasonal Affective Disorder can see major benefits from spending more time under certain types of light. Therefore, the amount of light in your home can affect not just the look of the house but your emotions as well.

Whether you are out getting a good dose of natural sunlight or inside, the amount of light can affect how you feel and how productive you are, meaning that you can either be miserable when you?re stuck inside and get nothing done, or get the right home lighting and find that you are happier, healthier and much more responsive. However, different people respond differently to different lights, with some feeling drained and weary around fluorescent lights, while others are stimulated much more by simple lamp lighting.

The first step to getting the right home lighting, therefore, is understanding what works for you.

Next time you are inside, try and think whether you feel vital or lethargic and remember what kind of light may have brought on that feeling. Next time you are around that kind of light, see if your mood is the same as previous.

The other thing that needs careful consideration is which style of light fittings will complement your decor the best. Obviously size will play a big part as smaller rooms won?t want huge, overbearing fixtures giving them a cartoonish look. Likewise, a chandelier might look out of place in an ultra modern room, whilst stainless steel spotlights are going to be incongruous in a stately, period room.

Ultimately, the light fittings you chose need to be considerate to your mood as well as complimenting the look and feel of the room they are placed in. If you can combine the two, you, and your room, will both be very happy.

Source: http://leta-kotleta.com/getting-the-right-home-lighting/

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And the winners are! ? Rhythm of the Home Blog

Thank you all for your wonderful feedback on this edition of Rhythm of The Home and the excitement over our forthcoming book.? It really is so thrilling and we are very thankful for your support.

Below,? you will find the giveaway winner?s name and their quote from their comment listed beneath the description of each of the items.? We will also be emailing the winners.

::::::::::::::::::::::::

::::::::::::

Heather?and Anni?are giving away one copy of their new book? Naturally Fun Parties for Kids to each of TEN readers!

Isabel:What fun! It?s so hard to choose from all your treasured giveaways! My first choice is Heather and Anni?s book, Naturally Fun Parties For Kids. Thank you!

Tracey: I?m thinking about a first birthday coming up in May and would love the Naturally Fun Parties book. Thanks for the chance. Off to enjoy the newest issue!

Marixsa: I would love a copy of Simplicity Parenting or one of the Naturally Fun Parties for Kids. I am looking for inspiration while homeschooling my two little kids.

Tricia: I just recently found Rhythm of the Home and I love it. I?m enjoying discovering the archived articles, too. The giveaways are all wonderful but I think my favorites are the books ? Naturally Fun Parties or Simplicity Parenting. (I love the yarn eggs, but it will be fun to make some of my own, too!)

Carrie: Thanks! I?d love a copy of the Naturally Fun Parties for kids book to help our family with ideas for birthday parties that are focused on people and celebration. This would really help our family.

Lynn: Oh, I would love a copy of Naturally Fun Parties for Kids. With many fun birthday parties to come for my own children and children of friends and family, we would be delighted to refer to it over, and over, and over?

Amanda: What a terrific giveaway. It?s hard to narrow it down but I would love a copy of Naturally Fun Parties for Kids or Simplicity Parenting since they are two of the books on my wishlist for this year.

Daniella: Wow! what an amazing giveaway! Hard to pick.. I would love the book Naturally fun parties for kids!
Thank you!

Ruth: I would love to win the Naturally Fun Parties for kids book or the Simplicity Parenting book! I love ROTH Congratulations on the 10th edition!

Pam: I?m so excited about the new edition! And I can?t wait to see your book! My favourite giveaway would be the party book, ?Naturally Fun Parties for Kids, Creating Handmade, Earth-Friendly Celebrations for All Seasons and Occasions ?. I kind of have a book thing?

::::::::::::

Kathy is offering a spot in her Backwoods Mama Spring Sew Camp.

This online sew camp will walk you through the steps, through plenty of videos and photos to build a fresh mix and match wardrobe that consist of four pieces that meet the practical needs of us busy back to the land matriarchs. The pieces include bloomers, utility smock, knit top and ruched jersey dress. Some basic sewing skills are required (just familiarity around your machine) and lots of fun and cute outfits will be had!

Sarah: Thanks for another great issue! I would sew love a chance to participate in
Kathy?s Backwoods Mama sewing camp :)

::::::::::::

Margaret would like to give away a pair of blackbird finger puppets from her piece in the Magazine!

Leslie: My son loves birdwatching and would love the blackbird finger puppets!

::::::::::::

Lucy is offering an e-book version of her new book: Moon Time: a guide to celebrating your menstrual cycle which is available in e-book and paperback.

This book provides a highly accessible, practical and reflective guide to being a cycling woman, offering you the opportunity to experience:

Deeper harmony with yourself and your cycle,greater self-knowledge and self-acceptance,rituals to express your feminine creativity,an enhanced relationship with your family at ?that time of the month?,a way to balance your hectic life and your body?s needs,positive language to describe your body and its functions,how to create a red tent or moon lodge,natural ways of dealing with PMS,knowing how to celebrate you daughter?s impending womanhood,a greater connection to nature?s cycles, seasons and the moon.

Emily: I would really like the Moon Time e-book. This choice really speaks to me at this moment.

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Julia is giving away supplies to make her Mama Rabbit and Baby Bunnies wooden playset from this edition of Rhythm of The Home.

Geeny: I adore those bunnies! so cute! Thanks for the chance.

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Allison is offering give away a copy of the book, Simplicity Parenting by Kim John Payne.

Kim: Such great giveaways! If I had to choose, I?d love to read that Simplicity Parenting book. I?ve hearing about it and can definitely benefit from the ideas. Thank you guys! Off to read the new edition?and think about submitting for the book.

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Nicola is offering all the materials for someone else to make their own little sheep.

Jen:? Everything is lovely.

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Kerry at City Kids Homeschooling is hoping you?ll enjoy some springtime puddle-stomping with your family! ?She is offering a $50 gift? card to L.L. Bean.

Ruthann: The LL Bean gift card would be fabulous. It is rain boot season time and my little ones are growing. Thanks!

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Laura is offering one reader THREE patterns from her Etsy Store where she and her sister share detailed and easy to follow patterns and tutorials that are specific to sewing, crocheting? and knitting for babies and small children.

Kath: I?d love to win three patterns from Laura?s Etsy Store: Adirondack Patterns. Thanks ? what a great giveaway!

Jodie: I am only a beginner crochet but open to new ideas ? nothing I can?t learn without some time and patterns.

Kelly: I would love the chance to try my hand at some of those Adirondack patterns!

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?Annie is sharing a a locally made, small, soft-leather-bound blank journal (approx 4.5? x 6?) with one reader of Rhythm of The Home.

Penny: Thanks for the giveaways! The one that most interests me is the journal from Annie.

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Amber is a giving away a free copy of her ?How to make your own Hand-felted Story Mat? e-book and a package of wool fleece and embellishments to start making it.

JoAnn: What a wonderful give away! I think I would love to have the felt play mat tutorial.? I have been wanting to try to make one for a while now. Thanks!!

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Donna is sharing a copy of ?4 Steps to Rhythm- Creating Your Ideal Rhythm & Making it Stick? Home Study includes 4 audios, a pdf workbook and accountability calendar.

Cheryl: The 4 steps to creating rhythm course looks inviting. I need some help with procrastination. Maybe this would help.

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Susannah is sharing an igloo playscape with penguins felting kit from her store. Kit includes: wool roving, wool felt, needle for needle-felting, embroidery thread and detailed pattern & instructions to create your own igloo, ice floe, penguins, cozy fire, fishing pole and bucket o? fish.

Tricia: I?d love the igloo playscape kit! So cute!

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David and Lisabeth are giving one reader 3 months to any 3 Sparkle Story series of choice.

ALSO, a discount for all readers!

Sparkle Stories discount ? $1 for the first month of subscription.? Choose from one of three Sparkle Stories story packages, and try four weeks of Sparkle for one dollar.?? Go to http://www.sparklestories.com/trysparkle/???? and use the magic code 1363 to receive your discount.

Amy: What a lovely giveaway. I (and my sons!) would love the sparkle stories! Thank you.

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Chris is offering one set of surprise yarn eggs. ?Wrapped inside organic cotton yarn is a pink ladybug, mushrooom, chick, and rabbit, all handmade by Chris from her shop mamaroots.com

Katie: Wow, so many great items to choose from! This is difficult?but I think maybe the yarn surprise eggs win out- those would be a great present for my 3 year old!

Source: http://rhythmofthehomeblog.com/03/and-the-winners-are-8/

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